Investors
YOUR KEY SOLUTION TO INCREASE YOUR WEALTH & KNOWLEDGE
How do we invest your money
We have 2 distinct strategies to create value for investors, each strategy leveraging each other and building on our team’s core strengths and capabilities. Our 2 strategies enable us to deliver one-off project income as well as long-term rental income.
Add Value
Focus on one-off returnsAdd value to existing properties, typically by remodelling, extending or refurbishing to a high standard. Aim to buy properties where we can add a lot of value, refurbish and sell quickly.
Gain Planning
Focus on speed and returnsUse our predefined processes to identify plots with planning potential. Once engaged, work with planning consultants and architects to gain planning permission – and then sell plot with planning to developer. If predicted returns are high enough, we will discuss with JV partners the opportunity to extend time of investment and develop the plot.
Passive income
Focus on ongoing incomeAcquire long-term rental units delivering meaningful profit per year. Focus on properties where we can add value and maximise monthly returns. Often the majority of initial capital can be released within 9 months through value add. Capital can be recycled into additional properties, continuously increasing passive annual income.
How can you invest?
We are looking for both UK based and international investors. You can work with us at 3 different levels, depending on your goals, requirements, and time-frame. The level is also influenced by your preferences around value creation strategy.
Fixed guaranteed returns
LoanYou loan us the money, we invest it in one or more projects, we pay you monthly interests, we return your capital at the end of the term (typically 9-12 months). We usually start here with new investors, as this level provides a low risk way to work together and get to know each other. The fundamental, mutual trust we build during this phase provides a solid foundation for further projects in the future.
- Key Benefits
- Strong, stable, well-defined return. Security in property asset.
- Returns
- Fixed percentage rate
- Risk
- Mitigation: The loan is secured through legal charge on properties
Buy, Refurbish and Sell
Short-Term Joint VentureYou buy the property in your name. You provide the capital, we source the property, we manage the refurbishment, we work closely with Estate Agents to sell it, we put a restriction on the property (RX1), which gets lifted when the solicitor distributes the net profit after the sale of the property.
- Key Benefits
- Opportunities for higher returns. Capital tied up typically for only 9-12 months.
- Returns
- 50:50 share of the net profit.
- Risk
- Investment is secured through ownership of the property. Profit is variable, but usually higher compared to a loan, but it is tied to the success of the project and not guaranteed like the loan.
Buy, Refurbish and Let
Long-Term Joint VentureWe set up a Special Purpose Vehicle and become 50:50 directors. The property is bought in the name of the company. You provide the capital, we source the property, we manage the refurbishment, we find tenants, we manage the property to maximise rental returns. While inherently a long-term strategy, we provide opportunities to extract your capital. By recycling deposits, we can create a significant income over time starting with a small deposit. For example, in 5 years, one deposit becomes 6-7 income generating assets.
- Key Benefits
- Long-term approach, focused on generating passive income.
- Returns
- 50:50 share of the monthly net rental income. When sold, 50:50 share of the net profit
- Risk *
- Investment is secured through ownership of the property. Rental returns are variable, but we typically achieve higher returns than the market average due to our expertise. Capital gains are again variable, but typically stronger due to our expertise in selecting properties in the fast growing Bristol market.
Faq
How much is the rate of return ?
For a loan the guaranteed rate of return is 8% per annum. For JV, it depends on the specific project(s). However the aim is to achieve yields of at least 12% per annum.
What is the minimum investment?
For a loan it is £10k. For both short and long-term JV it is £50k.
How safe is my money?
Your capital and the return you will receive are both protected by the legal agreement that both parties sign, which is subject to English Law. You receive your original capital back in full at term.
Where do you invest in below market value properties?
We buy in Bristol. Bristol has the highest income per capita after London, has a very fluid property market, is backed by a stable and diversified economy, two major universities, the BBC, and a large pool of professionals. We have access to a team of quality tradesmen based in the city. We have been living in Bristol for 9 years and successfully investing and building a medium-size portfolio, made of single let, house of multiple occupancy and luxury serviced apartments.
What is the investment timescale?
Your capital is held for at least 9 months up to 24 months as per individually agreed timescales, and repaid on the relevant anniversary of your start date, with the agreed return. Sometimes we may agree to repay your capital at a specific Break Date with accrued interest on the 12 month period agreement..
Do you, as the experienced property investor, also invest your own money?
Yes. Our continuous fund raising campaigns are a means to accelerate the creation of wealth in the current economic climate.
How will you communicate with me?
There is an initial meeting to discuss this opportunity in order to ensure a comfortable fit for both parties. This first meeting gives you the opportunity to carry out due diligence. A second meeting allows any further queries to be answered, and usually sees the completion of the legal agreement, which both parties have witnessed. We do advise you take legal advice from your solicitor prior to entering into any legal agreement. You then transfer the sum agreed. You are sent quarterly progress reports to keep you updated. Your capital and the return you earn are guaranteed legally, but it creates a good partner relationship for you to have knowledge of the progress we are making as investment partners.